Arizona Crypto Bill Includes XRP & Bitcoin as State Reserve Vote Nears

Arizona’s crypto bill is nearing a final vote, and XRP is part of the proposal. The plan goes beyond a Bitcoin (BTC) reserve and includes a wider set of digital assets. While BTC reserves have been widely discussed, XRP’s inclusion signals a broader approach to digital assets at the state level. This news follows the Securities and Exchange Commission’s (SEC) clarity on the status of the altcoin.

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Why XRP’s Inclusion Stands Out in US Policy Discussions

The latest proposal would allow Arizona to create a state crypto reserve by holding digital assets seized through law enforcement instead of selling them. This includes both Bitcoin and XRP. The bill also allows the state treasurer to allocate up to 10% of certain public funds into digital asset investments. They could potentially lend those assets to generate returns.

This combination makes the proposal different from earlier efforts. Most state-level initiatives have focused on a Bitcoin reserve. This often limits holding existing assets rather than actively allocating funds. The inclusion of XRP stands out. US policy discussions have been largely centered on Bitcoin, particularly in reserves. Bringing XRP into the same framework signals a broader view of what assets could be considered at the state level.

It should be noted that the US government holds an estimated 329,000 Bitcoin. This is largely accumulated through seized crypto from law enforcement cases.

The latest move follows a clearer regulatory setup in the US. In March 2026, the US SEC and Commodity Futures Trading Commission (CFTC) jointly classified XRP as a digital commodity. This places XRP in the same category as Bitcoin and Ethereum (ETH).

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Arizona Takes The Lead

At the state level, progress has been slower. New Hampshire has passed legislation allowing up to 5% allocation of certain funds into digital assets. Meanwhile, Texas has taken steps toward building its own reserve.

Arizona’s proposal goes further on allocation. But it continues to face political uncertainty. Governor Katie Hobbs vetoed similar bills in 2025, citing concerns around volatility and the use of public funds.

The outcome now depends on the final vote and whether the current version addresses those concerns. For now, the bill reflects a notable shift in how states are seeing crypto. They are moving beyond holding assets to considering how they might be used within public finances. Amidst this, the price of XRP recorded a notable rise. At press time, the asset was trading at $1.35 following a 3% rise over the past 24 hours.

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