Grayscale: XRP Is Underpriced and One Regulatory Decision Could Change That

XRP’s price prediction for 2026 may be tied more to policy than price action right now. According to Grayscale’s head of research, Zach Pandl, the token could see notable repricing once clearer regulations are in place. He believes that one regulatory decision could flip the switch. Looking at how institutions are showing interest in XRP-related products, the switch might be within reach even if regulators haven’t pulled it yet.

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SEC and CFTC Align on Crypto Rules as Clarity Act Delays Threaten 2026

XRP price predictions for 2026 are less about charts and more about policy. Grayscale’s Pandl suggested that his XRP forecast leans heavily on regulatory clarity. In a recent interview, he noted that markets could rapidly revalue XRP once legal uncertainties are resolved.

The long-running friction between regulators has started to ease. Both the US Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC) are now working closely through a formal agreement to coordinate oversight and definitions. The move signals progress in the dynamic between the XRP network, the SEC, and the CFTC. This is an area that has time and again confused both firms and investors.

At the same time, regulations that could provide a lot of clarity are facing delays. The CLARITY Act, which aims to define how crypto assets are regulated in the US, may not pass in 2026. Ripple’s CEO, Brad Garlinghouse, previously said that there is a 90% chance the bill could move forward as early as April.

Despite the uncertainty, investor demand is already building. Grayscale’s XRP trust, GXRP, has lured investors who are prepping for a shift in regulatory clarity. Amidst this, XRP-focused investment products have seen $1.4 billion in total inflows from several asset managers. Goldman Sachs even reported holding $159 million in XRP ETFs.

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How Is XRP Faring Right Now?

At press time, XRP was trading at $1.50 following a 1.95% rise over the past 24 hours. The daily volume of the altcoin also rose by 65% and was hovering around $5.24 billion.

CoinCodex’s price prediction places XRP in 2026 between the range of $1.47 and $2.33. This implies that the average trading price of the asset was set at $1.78. The projection notes a 50% increase from current levels.

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