XRP
February 5, 2026
XRP’s price goes down yet again and is now in the -$1 range. This signals that liquidity is at an all-time high if the $1.20–$1.30 range this week is anything to go by. XRP’s price has been on a downward spiral for a 15-month streak. On the other hand, the XRP Ledger is slowly but steadily gaining ground with over 1.88 million payments and counting.
XRP Ledger Forges On Despite XRP Price Drop
According to analysts, XRP’s market capitalization retraced by an amount comparable to over $20 billion lost in valuation over the past week.
While XRP prices sag, on‑chain data from the XRP Ledger (XRPL) tells a different story. Nasdaq already reported that, “In late January 2026, public blockchains collectively managed a bit over $24 billion of tokenized RWAs, skewed toward government debt, tokenized commodities, and private credit.”
Now, according to the latest blockchain metrics, the XRPL has processed 1.88 million payments, a figure that underscores continued adoption of the XRP ledger today in day‑to‑day value transfers.
XRP Price Prediction 2026
Popular crypto analyst CryptoPatel on X advises that when XRP falls, it is the perfect time to buy, especially for long-term investors. “If XRP Breaks Below $1.30, Place Your Entry Bids Between $0.90–$0.70. But Here’s the Thing – If Price Hits That Zone, It Could Be the Best Long-Term Accumulation Opportunity for Maximum Profits.”
Standard Chartered’s Geoffrey Kendrick and JPMorgan share similar sentiments. They project the XRP price at $8 by year-end 2026, marking over 400% gains from current levels. According to Geoffrey, “XRP is uniquely positioned at the heart of one of the fastest-growing use cases for digital assets — facilitation of cross-border and cross-currency payments.” His XRP price prediction rests on three pillars: Sustained ETF demand, RLUSD utility expansion, and supply compression.
After all, owing to the growing adoption of the XRP ledger, analysts predict that XRP’s 2026 price could improve.
However, they form part of the optimistic camp. On the other side of the coin are the realists or pessimists, if you may. Analysts on this side argue that XRP price predictions for 2026 should be modest. XRP continues to struggle against a historical ceiling that has remained unbroken for nearly a decade. The token has failed to surpass $3.84 since 2018, and with a drop from 22% to 2.08% in just a year, it is highly unlikely to recover under the current market conditions.
