XRP ETF Inflows Hit $1.35B as Senate Releases Latest CLARITY Act Draft

• XRP ETFs added $25.8M in net inflows on
May 11, the highest daily total since January
• The Senate Banking Committee released the
latest version of the CLARITY Act ahead of a
key hearing this week
• The updated bill includes provisions tied to
stablecoin yield, DeFi protections, and crypto
market structure rules

XRP ETF inflows saw a fresh increase this week as the US Senate Banking Committee released the latest version of the CLARITY Act. This was ahead of a key hearing on crypto market structure legislation. On May 11, spot XRP ETFs recorded $25.8 million in net inflows, their strongest single-day total since January. The latest activity comes as institutional discussion around XRP, crypto regulation, and blockchain payment systems continues to build in the US.

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New Senate Crypto Bill Arrives as XRP Investment Activity Picks Up

The Senate Banking Committee published an updated CLARITY Act text late Tuesday. It is offering new details on how lawmakers are approaching digital asset oversight, stablecoin rules, and decentralized finance protections.

The bill still faces several hurdles before reaching a final vote. This includes ongoing debate around ethics provisions and stablecoin yield restrictions. Senate Banking Committee Chairman Tim Scott said the legislation is designed to provide “certainty, safeguards, and accountability” for the crypto industry. Meanwhile, Senator Elizabeth Warren criticized the draft for lacking stronger conflict-of-interest language.

The updated proposal also maintains legal protections for certain DeFi developers. This is something industry groups have been closely watching throughout negotiations.

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XRP ETF Inflows Post Strongest Day Since January

Amidst this, XRP-linked investment products continued to attract new money this week. According to recent data, spot XRP ETFs added $25.8 million in net inflows on May 11. Funds tied to Bitwise, Franklin, and Grayscale contributed to the increase.

The latest inflows pushed total monthly net inflows to around $60 million, while cumulative XRP ETF inflows reached roughly $1.35 billion.

Beyond ETF activity, XRP network usage has also been rising over the past year. Data shared by Evernorth showed monthly XRP transactions increased from 43 million in May 2025 to roughly 71 million by April 2026. It represented 65% growth over a 12-month period. The report identified Bitstamp, RLUSD, Braza Bank, Justoken, and VERT Capital among the larger transaction contributors.

Some analysts believe clearer crypto market structure rules could strengthen XRP’s institutional outlook over time. Standard Chartered has previously estimated that XRP ETFs could attract between $4 billion and $8 billion in inflows under a clearer regulatory framework. In addition, the bank’s long-term XRP projections extend to $12.50 by 2028.

At press time, the altcoin was trading at $1.45 following a dainty spike over the past 24 hours. The past week, however, has been bullish for XRP as it recorded a 3% rise in its price.

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